A framework for the promotion of co-operative housing societies in Ghana.

Abstract

The concern of most governments and decision makers, especially in the developing countries like Ghana, is about how to provide and manage adequate and decent housing for the middle and low income households. The co-operative form of organization is one of the approaches that have been adopted to meet this requirement in a number of countries. Unfortunately, co-operative housing societies have been insignificant. This poor performance can be attributed to the method in which the co-operatives have been established and inadequate institutional arrangements for promoting and supporting them.

This paper reviews Ghana’s experience and discusses issues and a procedure for promotion and establishment of effective and self-supporting co-operative housing societies in the country.